Reducing drop-off in a high-friction onboarding flow
A KYC-heavy onboarding flow was losing 42% of users before they reached their first transaction. I led the redesign from discovery to launch, cutting drop-off by more than half.
Context
A fintech app offering investment accounts had a six-step onboarding flow required by regulation. Drop-off had been climbing for three quarters. Engineering had shipped incremental fixes without a structured diagnosis.
My Role
Product lead for the onboarding squad. I owned the problem framing, research synthesis, and the final spec. I worked closely with one designer and two mobile engineers.
What I Did
- Ran six user interviews focused on the moments where users gave up
- Mapped the funnel step-by-step with session recording analysis
- Identified that two steps — document upload and liveness check — caused 61% of exits
- Proposed progressive disclosure: surface the heavy steps later, after users had established momentum
- Wrote the PRD, facilitated design review, and coordinated the A/B test setup
Tradeoffs
Reordering steps meant compliance review. I worked with the legal team to confirm the reorder was permissible and documented the rationale in the spec so it would survive team changes.